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Archive for the 'Career & Money' Category

02
Feb

Must-Have Apps for the Digital Nomad

I am a freelancer and over the years I have built up a good base of clients worldwide. Imagine working in 5 time zones excluding mine, so I have a requirement to be constantly connected. Although WiFi is ubiquitous in the US and we are stunned when a coffee shop does not provide it for free, Wifi is (surprise!) not always easy to find in the rest of the world.

With my trusty iPhone I can wander in to any phone shop across the world and constantly be connected for about $10 a month.

Before I tell you about apps… if you have an unlocked phone for your travels please don’t come back to the US and sign up for some massively expensive main player plan.  It is possible to get unlimited data, voice and text for only $40 a month without a contract (which means you can stop and start as you please).  I use Net10 Wireless and have had great service for years.

Communication

The Basics: Facebook, Pinterest, Instagram, LinkedIn – I don’t have to tell you why I have these. I need them.

GV Phone: I have a free Google Voice number (you can have one too).  This is my permanent number.  No matter where I am I can be reached on my Google Voice number.  GV Phone let’s me make outgoing phone calls for free to anyone in the United States. Skype is always my first choice and conference calls but sometimes when I am stuck on the road GV Phone is a life saver.

Vonage:  If you plan on traveling in the US only Vonage is a great app to have if you have a Vonage plan.  It allows for you to call throughout the US as well as to 60 other countries directly from your cell phone using your home phone plan.

Skype: Obviously. But – an additional thing I love about Skype is the ability to buy local phone numbers (for cheap) anywhere in the world.

Tether.com: A sneaky little app that I am not even sure is legal in most countries (jk) but it is truly a life-saver.  In the moments where you must be on your laptop (you need to edit a file, or just need a bigger screen) and you can’t find wi-fi anywhere… Tether.com to the rescue.  Tether.com allows you to plug your iPhone in to your Mac, hook them together, and then use the phone data plan to get online on your laptop.  Unless you are lucky enough to have an unlimited data-plan you need to be careful with this one – but it’s great for emergencies.

Wi-Fi Finder: Not always updated completely but this app can be incredibly helpful.  I have had many a moment where I have to be on a conference call now and the Wi-Fi Finder has come to my rescue.  Just open the app and a (using your current location) a list will pop-up of all of the surrounding Wi-Fi connections categorized by paid and free. Awesome.

Language

DuoLingo: Before you go or on the go – this is the best language learning app I have ever come across.  In my opinion the ramification aspect makes it even better than Rosetta Stone.  It’s just more fun.  Best of all… it’s free!

Words Lens: I have to admit that this app freaks me out a little bit.  It seems so magical it’s creepy.  When you hover the camera phone over words in a foreign language this app replaces (yes actually replaces) the words (in the same font and everything) with English.  It is obviously still being developed as sometimes you can’t keep still enough for the translation to come through but it is still quite amazing.

MyLanguagePro: A fabulous language translator that even speaks the translation for you so that you pronounce it correctly.  You can save phrase translations that you use again and again to refer back to.

Travel Administration

Mint: Have I mentioned I am a personal finance freak?  The reason that we have so much freedom is because our spending is directly related to our Ultimate Whys.  And always tracked, very, very closely.  If I have Mint with me I can categorize spending and check our budgets as we go and be sure that we aren’t overdoing it.

AirBnB: As we travel we have slowly developed an aversion to hotels for anything longer than a few nights stay.  Having the AirBnB app in my hands is awesome as we can quickly find affordable, unique accommodation anywhere we go.

HotelTonight:  We love to plan – but sometimes it seems we make plans for the sake of changing them.  We often change our mind as we travel which means we don’t often book ahead as we are moving from one place to the next.  Hotel Tonight looks at your location and shows you hotels with available rooms for that night at deeply discounted prices.

Around Me:  I use this all the time in the US.  I have a problem.  When I get hungry I need to eat NOW.  Around Me knows where you are and tells you where everything is.  It’s saved us from an empty gas tank or two as well!

MiFlight:  Remember that time when you checked online, walked straight through the security line and ended up having to spend 2 hours sitting at your gate?  Remember how you got all confident and left it later the next time and the security line was a mile long and you came this close to missing your flight?  Well with this app you don’t have to find yourself in either situation.  Just tell MiFlight which airport you are flying from and it will return a list of the wait times at security.

Business

Evernote & Dropbox: A girls’ gotta have her stuff with her right?

Wunderlist: There are lots of choices for tracking tasks so I wouldn’t get hung up on this one.  I use Wunderlist because I’ve used them all and this one feels nicest.

Buffer Daily: Got some time in that check-in line?  Taking that highway drive to the Pisa airport for the 50th time?  Get some reading and sharing done with the Daily recommended reads from Buffer.  Just a swipe posts them to your Buffer account.  You do have a Buffer account?

Feedly: It’s how I stay on top of my favorite blogs.  I like the magazine feel of it.

SoundGecko:  You know how much we drive sometimes?  A lot.  You know how car-sick I get if I read in the car?  A lot.  This handy app will take the url of any blog post or online article, convert it to voice and send it to your iPhone.  Yep.  You can “read” your stuff on the road.  I load up Sound Gecko with good stuff right before I get on the road and I’m a happy camper.

Fun Stuff

Siri: Oh what would I do without you my love!  From instant measurement calculations, to managing my calendar, to “writing my emails” while I am in the car (see above re: car sick), to taking notes for me as I am listening to podcasts or SoundGecko, to amusing my daughter with conversation.  Travel life would be that much more lonely and difficult without Siri.

Shazam: I’m sure that everyone has Shazam on their phone by now.

Gratitude! : I have a lot to be grateful for – but travel and life as a freelancer can sometimes get stressful. I practice daily gratitude for two reasons; to remind me of all I have to be grateful for and live quietly for a moment in that gratitude, to journal my daily experiences so I can always have them with me to make me smile when things get tough.  This lovely app has a sweet, simple interface.  You can list your daily gratitudes, attach photos and quotes and rate your day.

With all these handy tools always in the palm of my hand I am truly able to work from absolutely anywhere. And who says we are years away from the 4th economy! There are thousands and thousands of apps so I know for a fact I haven’t captured all of them.  What are your favorites? Tell me in the comments so I can go and download them!

04
Aug

Trusted Money Transfer Service for OFWs

I have used Paypal and Western Union for years, however, recently I became unhappy with their services.  I was sending  money online via Western Union but 7 out of 10 transfers I ended up having to go to an Agent for re-sends.  Customer service was terrible, because nobody can explain why it would not process — all they can do is apologize and make promises that such thing will never happen again.  But I guess they easily forget, because the next time around, the same thing goes… website refusing me to send money.

An unfortunate event occurred which required my husband to send money to the Philippines immediately.  It was Thursday night (Friday morning in PH) and we were worried that delays might happen again if we do the transaction with Western Union online.  Good thing I remembered a friend talking about XOOM.  We then registered for an account, sent money, and voila! the money we transferred made it to the PH account the following day (Saturday).  What’s even more surprising is that with the speed of service, their transfer rates are cheaper than the ones we previously used.

We were even more impressed when XOOM’s customer service representative called to verify our second, same-amount transaction that day.  The guy even asked if we were going to make another transaction that day because if we would, he’d link it to our previous transaction to save on transfer charges.  Their support people are wonderful, informative, and professional — you’ll definitely feel safe doing your money-related transactions online.

I highly recommend XOOM! To register for an account, click on the link below:

XOOM — The Smarter Way To Send Money

31
Jan

Building A Career At Home

Once a career woman decides to get married, she should be open to the  possibility of becoming a housewife especially under uncontrolled circumstances.  Hubby might be assigned to work in a different city or country, and you simply have to go; or you just have to take some rest in order to conceive (I say this because a lot of women today have this problem due to work-related stress).  I never thought I’d be a housewife myself until I got married and had to give way to my husband’s career.  But it’s not the end of the world.  Whether it’s our husband or our kids that triggered the reason for temporarily staying at home, there are still a lot of stuff we can do to keep ourselves productive.  Here are steps to kick it off:

  1. Determine the type of business you want to pursue.  Do consider that it should be interesting enough for you to manage for a long time, with the potential to be a permanent one.
  2. Carve out your own space.  It’s better that way so you have everything organized and separate from your “home”.
  3. Establish work hours and make sure your business contacts know about it.  This will help especially if your objective is to spend quality time with your kids after the day’s work.  It is important for clients or suppliers to know that if they call you after 5pm, you probably won’t answer the phone.
  4. Maintain realistic expectations and a sense of humor.  There are trade-offs and benefits to any working or mothering situation.  Payments can come either in the form of money or a hug from your kids.  It feels like chaos when worlds collide but you can always adapt… what you do one year does not have to be what you do for the rest of your life.

Balance is always a big challenge, but you will surely get by.  On top of everything, prayers work big time.  It feels good to know that you’re guided by the Lord in any step you will make :)




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